High-yield savings accounts and fixed deposits have created new opportunities for retail investors creating mixed reactions among market participants and experts which will ultimately shape the long-term wealth generation patterns of the general

A new survey reveals shifting saving habits among young professionals who prioritize liquid assets.

Staff Photographer / News Network

Personal budgeting strategies, such as the 50/30/20 rule, provide a clear roadmap for balancing expenses, investments, and personal leisure. Financial health depends on keeping track of daily cash flows.

Setting up a monthly systematic investment plan (SIP) helps cultivate financial discipline and benefit from compounding interest. Automating transfers to a separate savings account minimizes impulsive spending.